The Reserve Bank of India (RBI) has introduced a revised framework for e-mandates on digital payments, aimed at making recurring transactions more efficient and user-friendly. Effective immediately, customers can now complete auto payments up to ₹15,000 (approximately $180 USD) without needing repeated authentication like OTPs after setting up a one-time e-mandate with Additional Factor Authentication (AFA). For specific recurring payments such as insurance premiums and mutual fund investments, the limit has been raised to ₹1 lakh (approximately $1,200 USD) without additional authentication. To enhance transparency, banks must issue pre-debit alerts at least 24 hours before transactions, detailing the merchant's name, transaction amount, and scheduled debit date. Additionally, post-transaction notifications will confirm successful payments, and users are empowered to modify, pause, or cancel their e-mandates at any time. This new framework aims to provide greater control and security for users while facilitating seamless digital transactions.