CSB Bank Reports 6% Profit Growth in Q4 FY26 Driven by Core Income Surge
CSB Bank Q4 FY26 results: Net profit rises 6% to ₹202 crore, income rises
Business StandardImage: Business Standard
CSB Bank, based in Kerala, reported a 6% year-on-year increase in net profit to ₹202 crore for Q4 FY26, fueled by a 25% rise in net interest income. The bank's total income also grew to ₹1,507 crore, marking a strong performance in asset quality.
- 01CSB Bank's net profit rose to ₹202 crore in Q4 FY26, a 6% increase from the previous year.
- 02Net Interest Income (NII) surged by 25% to ₹464 crore.
- 03Total income for the quarter reached ₹1,507 crore, up from ₹1,362.36 crore.
- 04Gross non-performing assets (GNPA) ratio improved to 1.66%, while Net NPA fell to 0.40%.
- 05For the entire fiscal year, profit grew by 7% to ₹633 crore.
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CSB Bank, a private sector lender based in Kerala, reported a 6% year-on-year increase in net profit to ₹202 crore for the quarter ending March 2026, compared to ₹190 crore in the same period last year. This growth was primarily driven by a 25% rise in Net Interest Income (NII), which reached ₹464 crore from ₹371 crore in Q4 FY25. Total income for the quarter also saw a significant increase, climbing to ₹1,507 crore from ₹1,362.36 crore a year earlier. The bank's asset quality showed improvement, with the Gross Non-Performing Assets (GNPA) ratio decreasing to 1.66% from 1.57% in March 2025, and the Net NPA ratio falling to 0.40% from 0.52%. CSB Bank noted that Q4 FY26 marked its best quarter for asset quality, with both GNPA and NNPA ratios at their lowest levels for the year. For the full fiscal year FY26, the bank's profit increased by 7% to ₹633 crore, while total income rose by 24% to ₹5,682 crore. Following the announcement, shares of CSB Bank were trading 3% higher at ₹393 on the Bombay Stock Exchange.
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The improved asset quality and profit growth indicate a stronger financial position for CSB Bank, which may lead to better loan offerings for customers.
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