Indian Bank reported a 5% increase in net profit for the fourth quarter, totaling ₹3,103 crore, compared to ₹2,956 crore in the same period last year. The operating profit also saw a rise of 5.3%, reaching ₹5,286 crore. The bank's gross non-performing assets (NPAs) improved significantly, falling to 1.98% from 3.09% a year ago, while net NPAs decreased to 0.15% from 0.19%. To mitigate potential risks from the ongoing West Asia conflict, the bank created an additional provision buffer of ₹310 crore. Overall, the bank's deposits grew by 12.3% to ₹8.28 lakh crore, with a current and savings account share of 39.7%. Indian Bank's managing director, Binod Kumar, expressed optimism regarding steady growth in advances, projecting an 11-13% growth rate for the current fiscal year, compared to 10-12% in FY26, despite anticipated challenges in treasury operations due to fluctuating interest rates.