In the January–March quarter of FY26, Indian Bank recorded a 5% year-on-year increase in net profit, reaching ₹3,103 crore, up from ₹2,956 crore in the previous year. This growth was primarily attributed to an 11.27% rise in net interest income, which totaled ₹7,109 crore. However, the bank faced challenges with a 8.86% decline in non-interest income, falling to ₹2,500 crore, largely due to reduced profits from investment sales. The bank's total provisions rose by 5.82% to ₹2,183 crore. Despite these challenges, the bank's asset quality improved, evidenced by a gross non-performing asset (GNPA) ratio of 1.98%, down from 3.09% a year earlier. The bank's total deposits increased by 12.29% to ₹8.27 trillion, with current account and savings account (CASA) deposits growing by 10.85% to ₹3.14 trillion. The net interest margin (NIM) slightly decreased to 3.23% from 3.37% in the previous year, indicating a tightening in interest income relative to expenses.