Ujjivan Small Finance Bank reported a remarkable 238% increase in its fourth quarter net profit, reaching ₹282 crore, up from ₹83.3 crore a year earlier. This growth was driven by an expansion in business and improved asset quality, with its operating profit rising 43% to ₹515 crore. The bank's annual net profit for FY26 was ₹693 crore, a decrease from ₹726 crore in the previous fiscal year. The net interest margin improved to 8.5%, and the gross non-performing assets ratio decreased to 2.27%. Meanwhile, CreditAccess Grameen, the largest microfinance lender in India, reported a staggering seven-fold increase in its Q4 profit to ₹340 crore, compared to ₹47 crore a year ago. Its annual net profit for FY26 was ₹778 crore, up from ₹531 crore previously. The lender's assets under management grew 14% to ₹29,590 crore, with a reduction in the gross non-performing assets ratio to 3.17%. Both banks also experienced significant growth in disbursements and overall asset management.