Ujjivan Small Finance Bank Reports 238% Surge in Q1 Net Profit for March 2026
Ujjivan Small Finance Bank standalone net profit rises 238.13% in the March 2026 quarter
Business Standard
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Ujjivan Small Finance Bank's net profit surged 238.13% to ₹281.97 crore in the quarter ending March 2026, compared to ₹83.39 crore in the same quarter last year. However, the bank's annual net profit declined by 4.61% to ₹692.63 crore for the fiscal year ending March 2026.
- 01Net profit for Q1 March 2026 rose 238.13% to ₹281.97 crore.
- 02Total operating income increased by 19.39% to ₹1,878.36 crore in Q1.
- 03Annual net profit declined by 4.61% to ₹692.63 crore for the fiscal year.
- 04Total operating income for the full year rose by 9.08% to ₹6,931.45 crore.
- 05Operating profit margin (OPM) showed a decrease in both quarterly and annual comparisons.
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Ujjivan Small Finance Bank reported a remarkable 238.13% increase in net profit for the quarter ending March 2026, reaching ₹281.97 crore, up from ₹83.39 crore in the same quarter of the previous year. This growth was driven by a 19.39% rise in total operating income, which reached ₹1,878.36 crore compared to ₹1,573.36 crore in March 2025. However, the bank's performance for the full fiscal year was less favorable, with a 4.61% decline in net profit to ₹692.63 crore, down from ₹726.10 crore the previous year. Despite the annual decline, total operating income for the year increased by 9.08%, amounting to ₹6,931.45 crore. The bank's operating profit margin (OPM) also showed a decline, reflecting challenges in maintaining profitability amidst rising costs.
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The bank's strong quarterly performance may enhance investor confidence and could lead to better loan offerings for customers.
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