Tamilnad Mercantile Bank (TMB) revealed a significant 28% increase in net profit, reaching ₹373.65 crore for the fourth quarter of FY2025-26, compared to ₹291.90 crore in the same quarter last year. This growth was primarily attributed to a 24% rise in core net interest income, which climbed to ₹704.45 crore. The bank's net interest margin also saw improvement, rising to 4.18% from 3.91% a year ago. Deposits surged by 14.94% year-on-year, totaling ₹61,712 crore, while advances grew over 20%. TMB is optimistic about maintaining this growth trajectory, targeting a 16% increase in deposits for FY27. Additionally, the bank reported a notable enhancement in asset quality, with gross non-performing assets ratio decreasing to 0.73% from 1.25% a year prior. Despite ongoing tensions in West Asia, TMB's limited exposure to the region mitigates direct risks.