The National Savings Certificate (NSC) scheme, a government-backed savings option in India, will continue to offer an interest rate of 7.7% for the quarter from April 1, 2026, to June 30, 2026. This rate remains unchanged from the previous quarter, as stated by the Finance Ministry. The NSC is designed for small-scale investors, allowing a minimum investment of ₹1,000 (approximately $12 USD) with no upper limit. This makes it an appealing choice for those looking for a secure fixed-income option, especially since contributions are eligible for tax deductions under the old tax regime. NSC accounts mature after 5 years, and while they cannot be closed prematurely except under specific circumstances, interest is accrued annually and can be reinvested. The scheme's flexibility and tax benefits make it a popular choice among investors seeking stable returns.