ICICI Bank's standalone net profit for Q4 FY26 reached ₹13,702 crore, marking an 8.5% increase from ₹12,630 crore in Q4 FY25. The bank's net interest income also saw a rise of 8.4% year-on-year, totaling ₹22,979 crore. Despite a slight decline in net interest margin to 4.32%, non-interest income grew by 5.6% to ₹7,415 crore, with fee income increasing by 7.5% to ₹6,779 crore. Total income rose by 1.80% to ₹50,584.38 crore. The bank's operating expenses increased by 12.05% to ₹12,089 crore. Notably, the gross non-performing asset (NPA) ratio improved to 1.40%, down from 1.67% a year earlier, indicating healthy asset quality. ICICI Bank's total capital adequacy ratio stood at 17.18%, significantly above regulatory requirements. The bank's board has proposed a dividend of ₹12 per share for FY26, with details on record dates to be announced later.