This Mother's Day, families are encouraged to think beyond traditional gifts and consider financial plans that offer lasting security for mothers. Experts, including Bhavna Verma (Chief Actuary at IndiaFirst Life Insurance), emphasize the importance of ensuring financial independence for women, who often outlive their partners. Annuity plans provide guaranteed income, while retirement savings plans can help mothers who may have delayed their own financial planning. Health insurance is crucial to shield against medical expenses, and buying property in a mother's name can yield significant financial advantages, including lower stamp duty and interest rates. Additionally, a mix of investments, such as real estate, savings schemes, and mutual funds, is recommended for long-term wealth stability. The focus is on creating a financial legacy rather than just a gift, promoting financial inclusion and awareness among women, especially in underserved communities.