South Indian Bank reported a 19.3% increase in net profit for the January-March quarter of the 2025-26 financial year, reaching ₹408 crore, up from ₹342 crore in the same period last year. This growth was primarily driven by a substantial reduction in provisions, which fell 84.82% to ₹34 crore compared to ₹224 crore a year earlier. The bank's net interest income (NII) rose 5.4% year-on-year to ₹915 crore, although the net interest margin (NIM) declined to 2.95% from 3.21% in the previous year. For the entire financial year, net profit increased 11.7% to ₹1,455 crore. Loan growth was robust at 14.5%, reaching ₹1 trillion, with a notable 45.62% growth in the gold loan segment, totaling ₹24,729 crore. Corporate advances also saw a 6.83% increase to ₹38,670 crore. The bank's total deposits grew by 15% to ₹1.23 trillion, with retail deposits rising 14.67% to ₹1.20 trillion. The share of current account and savings account (CASA) deposits increased to 32.12% of total deposits, up from 31.37% a year ago. Additionally, the bank's asset quality improved, with the gross non-performing assets (GNPA) ratio dropping to 1.43% from 2.93% a year prior, and the net NPA ratio decreased to 0.29% from 0.56%.