A 25-year-old tech professional from Bangalore has gained attention by sharing his journey of building a ₹20 lakh (approximately $24,000 USD) investment portfolio within three years, despite earning under ₹10 lakh (around $12,000 USD) annually. Starting his career with a salary of ₹4 lakh, he gradually increased his earnings to ₹8-9 lakh. His disciplined approach allowed him to save and invest 80-85% of his income, primarily by living with his parents, which helped keep his expenses low. His diversified portfolio includes ₹2.77 lakh in equity mutual funds, ₹4.27 lakh in direct stocks, and ₹6.3 lakh in US stocks, among other investments. Currently, he holds a separate corpus of ₹9 lakh in a Public Provident Fund (PPF), contributed by his parents. As he prepares for his first job switch, he aims to secure better opportunities while encouraging others to save and invest despite earning a modest salary.