Lalman Yadav, a cloth trader based in Ludhiana, Punjab, lost ₹3.42 lakh (approximately $4,100 USD) to cyber fraudsters who cloned his Unified Payments Interface (UPI) account. The incident occurred when scammers allegedly hacked into his bank account and created a duplicate UPI profile to conduct unauthorized transactions. Following the incident, an inquiry was initiated by the Bakhira branch of the State Bank of India in Uttar Pradesh, leading to a complaint filed with the Uttar Pradesh police. A zero FIR was registered at Bakhira police station in Sant Kabir Nagar district on March 16, which was later transferred to Ludhiana for further investigation. Inspector Paramvir Singh, the station house officer, confirmed that a case has been registered under Section 66-C of the Information Technology Act against unidentified individuals. The police are currently working to trace the fake UPI account and the digital trail used by the accused, employing advanced cyber techniques to identify the perpetrators. Efforts are underway to apprehend the fraudsters as the investigation progresses.