Taxpayers in India, especially those opting for the new tax regime in the Financial Year 2025-26, may overlook the benefits of investing in the Public Provident Fund (PPF) and Sukanya Samriddhi Account (SSA). Deposits up to ₹1.5 lakh in a financial year are eligible for tax benefits under the old regime, and both accounts provide tax-exempt maturity amounts and interest income. To maximize interest earnings, it is crucial to make a lump sum deposit in the PPF account by April 5. For instance, a deposit made on April 15 will not earn interest for that month, while a deposit made by April 5 will be included in the interest calculation for the entire month. Similarly, monthly contributions must be made by the 5th to earn interest for that month. Investments in the SSA are also tax-deductible and are particularly beneficial for families with a girl child under 10 years old, as they help achieve financial goals while being tax-exempt. Overall, investing in PPF and SSA remains advantageous, even under the new tax regime.