Consumer Voice, a consumer advocacy group, is set to challenge the Financial Conduct Authority (FCA) in court regarding its £9.1 billion compensation scheme for victims of the UK car loan scandal. The group claims that the FCA's plan, which offers an average of £830 per mis-sold loan, significantly undercompensates affected drivers. The scandal involved overcharging for loans due to commission payments between lenders and car dealers from 2007 to 2024. Consumer Voice argues that the FCA has favored banks and lenders over consumers, capping compensation payouts and limiting redress options. The FCA maintains that its scheme is the quickest and fairest way to compensate consumers. If the legal challenge proceeds, it could delay the expected payouts, which were anticipated to start this summer. Consumer Voice co-founder Alex Neill emphasized that millions of consumers would be left undercompensated, highlighting the need for fair compensation and accountability for lenders involved in the scandal. The FCA issued the final terms of the compensation program last month, with £7.5 million allocated for borrower payouts and £1.6 million for administrative costs, a small fraction of the potential £44 billion impact on banks.