Atal Pension Yojana Surpasses 9 Crore Subscribers, Reflecting Growing Interest in Retirement Savings
APY crosses 9 crore subscribers: More Indians are investing in Atal Pension Yojana for retirement income; check its benefits
The Economic TimesImage: The Economic Times
The Atal Pension Yojana (APY) has reached over 9 crore subscribers as of April 21, 2026, marking a record enrolment of 1.35 crore in the 2025-26 fiscal year. This government initiative aims to provide a guaranteed pension to low-income individuals and workers in the unorganised sector, enhancing financial security for millions of Indians.
- 01APY surpasses 9 crore total subscribers as of April 21, 2026.
- 02The scheme recorded 1.35 crore new enrolments in FY 2025-26, the highest in its history.
- 03APY offers guaranteed monthly pensions ranging from ₹1,000 to ₹5,000.
- 04The scheme is available for Indian citizens aged 18 to 40, excluding income taxpayers.
- 05PFRDA's outreach initiatives have significantly contributed to the scheme's growth.
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The Atal Pension Yojana (APY), a key social security initiative by the Government of India, has achieved a significant milestone by surpassing 9 crore subscribers on April 21, 2026. This achievement follows a record enrolment of 1.35 crore subscribers during the financial year 2025-26, the highest since the scheme's launch in 2015. The APY, administered by the Pension Fund Regulatory and Development Authority (PFRDA), is designed to provide a safety net for the economically disadvantaged, particularly focusing on workers in the unorganised sector. Subscribers can receive a guaranteed monthly pension ranging from ₹1,000 to ₹5,000 after reaching the age of 60, with provisions for spousal benefits and return of the accumulated corpus to nominees. The scheme is open to Indian citizens aged 18 to 40, excluding those who are income taxpayers. The PFRDA has played a crucial role in promoting the APY through extensive outreach and awareness campaigns, contributing to its rapid growth over the past decade.
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The growth of the Atal Pension Yojana allows millions of low-income individuals to secure their retirement, enhancing financial stability and reducing dependency on family support.
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