In Germany, international students are required to have health insurance before enrolling in universities, making it a crucial step in their study-abroad journey. Students can choose between public and private health insurance based on their age, academic program, and personal circumstances. Generally, those under 30 and enrolled in regular degree programs can opt for public insurance, while older students and certain other groups must select private coverage. The application process involves choosing a provider from over 100 public and 30 private insurers, completing an application, and paying a premium to activate coverage. Health insurance typically covers a wide range of medical services including doctor consultations, hospital treatments, and emergency care. As of 2026, costs range from €140 to €160 per month, with public insurers like TUI BKK offering competitive rates. Private plans start around €79 but vary widely. Understanding these options is essential for students to ensure compliance with enrollment requirements and access to healthcare during their studies.