Ekta Agrawal, a 22-year-old graduate from INSEAD, has sparked a lively discussion on social media regarding the value of studying abroad after revealing she took a ₹40 lakh education loan for her master's degree. In a viral video, Agrawal reflects on the common concern about whether the financial investment in international education is justified by the return on investment (ROI). While acknowledging the importance of money, she emphasizes that ROI should encompass more than just salary figures. Agrawal highlights the invaluable experiences she gained, including friendships with peers from 33 countries and access to a vast alumni network of over 20,000 professionals. She asserts that these connections have greatly enriched her life, stating, "Your network is genuinely your net worth." Her perspective has attracted mixed reactions online, with some users supporting her views on the importance of networking, while others question the emphasis placed on friendships over financial realities. This conversation reflects the broader debate surrounding the costs and benefits of pursuing education abroad, especially in light of rising tuition fees and student debt.