Jana Small Finance Bank (Jana SFB) has reported a 13.2% rise in net profit for the fourth quarter of FY26, amounting to ₹139.82 crore compared to ₹123.51 crore in the same quarter last year. The bank's total income surged 20.6% to reach ₹1,710.19 crore, driven by a 26.7% increase in net interest income, which rose to ₹736 crore. Operating profit also saw a significant increase of 20.7%, totaling ₹334.72 crore. However, provisions and contingencies increased by 23.7% to ₹194.90 crore. For the full fiscal year, the bank reported a net profit of ₹326.43 crore, a decline of 34.9% YoY, while total income rose 17.0% to ₹6,374.76 crore. The gross non-performing asset (NPA) ratio improved to 2.46% from 2.71% in the previous year, indicating better asset quality. As of March 31, 2026, total deposits stood at ₹35,784 crore, reflecting a 22.9% increase, while advances grew 24.6% to ₹33,828 crore. Ajay Kanwal, the MD and CEO, expressed optimism about sustaining growth while maintaining strong governance standards.