Indian Overseas Bank (IOB) reported a 43.2% increase in net profit for the fourth quarter of FY26, reaching ₹1,505 crore compared to ₹1,051 crore in the same quarter last year. This growth was primarily driven by an 11.1% rise in net interest income (NII), which totaled ₹3,470 crore, along with a 5.4% decline in provisions and contingencies to ₹1,006 crore. Despite these positive indicators, IOB faced a treasury loss of about ₹555 crore during the quarter, largely due to mark-to-market and revaluation impacts. The bank's gross non-performing assets (GNPA) improved significantly, decreasing 17.5% year-on-year to ₹4,410 crore, while the net NPA ratio fell to 0.21% from 0.37% a year ago. Total advances surged 24.2% to ₹3.10 trillion, reflecting strong growth in retail, agriculture, and MSME loans. Meanwhile, deposits rose 18% to ₹3.68 trillion, indicating robust customer confidence.