BharatPe, a prominent financial services provider in India, has launched 'BharatPe Flex', a new Credit-on-UPI solution in partnership with YES BANK. This feature allows users to make UPI payments while accessing a credit line, thereby enhancing flexibility in managing daily expenses. BharatPe Flex integrates seamlessly into existing UPI ecosystems, enabling payments for various services, including shopping, travel, and bill payments, without requiring users to change their payment habits. Customers can choose to repay their credit in full or convert their expenses into easy EMIs, with an interest-free period of up to 45 days. The onboarding process is designed to be user-friendly, with approvals granted within three minutes for eligible users. Nalin Negi, CEO of BharatPe, emphasized that this initiative aims to provide consumers with greater control over their finances as digital payment solutions evolve. YES BANK's Anil Singh highlighted the collaboration's goal of enhancing customer experiences through innovative payment solutions.