Employees changing jobs often withdraw their EPF balance, neglecting to transfer their EPS service history, which is crucial for future pension benefits under the Employees' Pension Scheme (EPS) 1995. Even with a zero EPF balance, transferring EPS records is essential to avoid gaps in pensionable service and ensure maximum pension eligibility.

• 01Employees must transfer their EPS service history even after withdrawing their EPF balance to avoid gaps in pensionable service.
• 02A minimum of 10 years of eligible service is required under EPS to qualify for a monthly pension.
• 03The EPS service record remains tied to the old member ID and must be transferred separately.
• 04Form 13 can be submitted online through the EPFO portal to facilitate the transfer of EPS service history.
• 05Common mistakes in the transfer process include incorrect personal details and outdated exit dates, which can delay or block the transfer.

Failure to transfer EPS records can lead to reduced pension benefits for employees.