Married couples who have reached state pension age and possess less than £10,000 in savings may qualify for Pension Credit, which can provide them with an additional £4,300 annually. This benefit is designed to assist those with low incomes and can also contribute towards housing costs, including ground rent and service charges. Pension Credit is distinct from the State Pension and is available even if couples have other sources of income or own their home. The benefit can also lead to other forms of assistance, such as Housing Benefit, Cold Weather Payments, and discounts on services like NHS dental treatment and Council Tax. For eligibility, the combined weekly income for couples must not exceed £363.25, while single individuals can have a maximum weekly income of £238. Notably, having savings of £10,000 or less will not impact the benefit, but any amount exceeding this will be counted as income. Individuals can utilize a Pension Credit calculator to assess their eligibility and potential benefit amounts.