On April 20, 2023, the Bombay High Court issued a landmark ruling stating that insurance companies cannot reject health claim reimbursements solely based on the expiration of time limits outlined in their policies. The court directed United India Insurance Company to reimburse ₹1.13 lakh (approximately $1,400 USD) to CP Ravindranath Menon within eight weeks, along with annual interest at 6% from the date the claim became due. The insurance company had previously denied the claim, arguing it was time-barred as the policy required claims to be filed within 90 days. However, the court deemed such restrictions void under Section 28(b) of the Indian Contract Act, emphasizing that policyholders should not be penalized for procedural delays when they are entitled to benefits. This ruling is expected to provide clarity and protection for numerous policyholders, as it prioritizes their rights over arbitrary administrative deadlines, according to legal experts.