For retirees with a ₹2 crore (approximately $240,000 USD) retirement corpus, the monthly income they can withdraw varies significantly based on their investment strategy. According to Ishkaran Chhabra (chief investment counsellor at Centricity WealthTech), Puneet Singhania (Director at Master Capital Services), and Gibin John (senior investment strategist at Geojit Financial Services), a conservative portfolio may allow for a withdrawal of around ₹50,000 per month, while a balanced approach could yield approximately ₹67,000. An aggressive portfolio might enable withdrawals of up to ₹83,000 per month, but this comes with increased risk. The recommended safe withdrawal rate is about 4% annually, which ensures that retirees can sustain their income over a retirement period of 20-25 years, accounting for inflation and market fluctuations. Experts suggest maintaining a diversified investment mix to mitigate risks during market downturns and emphasize the importance of planning for healthcare costs and inflation. A sustainable retirement strategy should focus on dependable income throughout retirement rather than maximizing initial withdrawals.