CGHS Updates Rules for Male Employees on Dependent Family Members
CGHS revises dependency rules: Male employees allowed one-time choice between parents and parents-in-law

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The Ministry of Health and Family Welfare has clarified that male government employees can now make a one-time choice between including either their parents or parents-in-law as dependents under the Central Government Health Scheme (CGHS). This decision is irreversible and aims to streamline dependency claims and promote fairness in healthcare benefits.
- 01Male government employees can only choose once between parents or parents-in-law as dependents under CGHS.
- 02The decision is final and cannot be amended, even in the event of the death of the selected dependents.
- 03This rule aims to simplify administrative processes and reduce confusion regarding dependency claims.
- 04The CGHS scheme provides cashless medical services to central government employees and pensioners since its launch on July 1, 1954.
- 05Dependent family members must have a combined monthly income below ₹9,000, except for the spouse of the primary CGHS cardholder.
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The Ministry of Health and Family Welfare (MoHFW) has issued a new memorandum clarifying the dependency rules under the Central Government Health Scheme (CGHS). Effective from May 13, male government employees can now make a one-time choice between including either their parents or parents-in-law as dependents for medical benefits. This choice is irreversible, meaning once selected, it cannot be changed, even if the chosen dependents pass away. This revision aims to eliminate confusion and streamline the process for dependency claims, promoting fairness and transparency in healthcare benefits. Previously, female employees were granted this choice in 1987, and it was extended to male employees in 2023. The CGHS provides cashless medical services to eligible central government employees and pensioners, including outpatient treatment, hospitalisation, and medicines. Dependents must generally have a combined monthly income below ₹9,000 (approximately $108 USD), with the exception of the primary cardholder's spouse. This update marks a significant shift in the long-term healthcare and financial planning for male employees under CGHS.
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This change means male government employees must carefully consider their choice of dependents for healthcare coverage, impacting long-term healthcare planning.
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