According to Wise's Passport & Paisa: India Travel Money Report 2026, Indian travellers are increasingly inclined to boost their international travel spending, with 78% planning to do so following a reduction in the Tax Collected at Source (TCS) on foreign travel expenses. However, managing foreign exchange costs remains a primary concern, surpassing issues like visa delays and flight disruptions. The report reveals that 38% of respondents prefer exchanging cash before travel, indicating a strong reliance on cash for managing forex. Hidden fees and lack of transparency in exchange rates complicate budgeting for nearly half of the travellers, who typically spend under ₹1 lakh (approximately $1,200 USD) per trip. Furthermore, generational preferences in payment methods show that Gen Z favors cash, while Gen X is more inclined towards card usage. Southeast Asia continues to be the top destination for Indian tourists, with 34% selecting it over Europe and the Middle East, highlighting a growing trend in outbound tourism despite the challenges in currency management.