Shivank Goel, a 25-year-old product manager living in Gurugram, India, recently shared a candid Instagram reel detailing his monthly expenses, which totaled nearly ₹90,000. He rents a 2BHK apartment for ₹18,000, with additional costs including ₹2,000 for household expenses, ₹1,000 for electricity, and ₹3,000 for internet and phone bills. Notably, he spends little on commuting and meals as his workplace covers those costs. Goel allocates ₹20,000 monthly to Systematic Investment Plans (SIPs) and spent ₹30,000 on a recent trip. His candid breakdown of expenses resonated with many viewers, prompting discussions on the rising cost of living in urban areas. Some commenters suggested he could save money by switching to paying guest (PG) accommodation, while others debated whether SIP investments should be considered expenses. The video has highlighted the financial realities faced by young professionals in metro cities, where even a modest lifestyle can lead to significant monthly expenditures.