DCB Bank Reports 16% Yearly Profit Growth in Q4 FY26
DCB Bank Q4 PAT rises 16% YoY to Rs 206 cr
Business Standard
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DCB Bank's net profit increased by 16.14% year-on-year to ₹205.65 crore in Q4 FY26, driven by an 8.06% rise in total income. The bank also reported improved asset quality, with gross non-performing assets (NPA) declining to 2.45%.
- 01Net profit rose by 16.14% to ₹205.65 crore.
- 02Total income increased by 8.06% to ₹2,118.78 crore.
- 03Gross NPA ratio improved to 2.45%.
- 04Deposits grew by 20.91% to ₹72,583 crore.
- 05A dividend of ₹1.45 per equity share has been proposed.
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DCB Bank reported a 16.14% increase in net profit to ₹205.65 crore for the fourth quarter of FY26, compared to the same period last year. This growth was supported by an 8.06% rise in total income, reaching ₹2,118.78 crore. The bank's net interest income also saw a significant increase of 17.38% year-on-year, totaling ₹655 crore. Notably, the gross non-performing asset (NPA) ratio improved to 2.45%, down from 2.99% a year earlier, indicating enhanced asset quality. The bank's deposits surged by 20.91% to ₹72,583 crore, while net advances rose 17.58% to ₹60,022 crore. The capital adequacy ratio remained robust at 16.55%, adhering to Basel III norms. DCB Bank's board has proposed a dividend of ₹1.45 per equity share, pending shareholder approval. The shares of DCB Bank rose 0.44% to ₹193.25 on the Bombay Stock Exchange.
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The bank's strong performance and improved asset quality may lead to increased investor confidence and potentially higher returns for shareholders.
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