UCO Bank, headquartered in Kolkata, India, has reported that its micro, small, and medium enterprises (MSME) portfolio remains robust despite global challenges such as US tariffs and the ongoing crisis in West Asia. The bank's chief executive, Ashwani Kumar, highlighted that the special mention accounts for loans of ₹1 crore and above fell to 1.05% of the MSME loan book, translating to ₹487 crore in March 2026, down from ₹582 crore in December 2025. Additionally, non-performing assets in the MSME sector decreased significantly to 3.42% from 5.52% a year prior. UCO Bank also posted a 23% increase in net profit, reaching ₹801 crore for the fourth quarter, compared to ₹653 crore in the same period last year. To bolster its operations, the bank has allocated ₹1,200 crore for cybersecurity enhancements and is developing AI-based modules for better risk management and fraud detection. Furthermore, UCO Bank plans to raise up to ₹5,000 crore through tier II or infrastructure bonds and aims to secure ₹2,700 crore in equity capital. The bank's credit growth forecast is conservatively set at 12-14%, with the expectation of surpassing this based on previous growth rates.