A significant case of insurance fraud has been reported in Bhadohi district, Uttar Pradesh, India, where ₹30 lakh (approximately $36,000 USD) was allegedly siphoned from the Life Insurance Corporation of India through a fake road accident death claim. The branch manager of the Civil Lines Career Agents Branch, Mrigendra Mani Singh, lodged a First Information Report (FIR) against Rajiv Tripathi and Durgesh Nandini Tripathi, residents of Rajpur, Gyanpur. The complaint details that Rajiv Tripathi had taken a life insurance policy worth ₹30 lakh in December 2024, and within a month, his nominee, Durgesh Nandini Tripathi, claimed he had died in a road accident on January 25, 2025, in the Gaipura area of Mirzapur district.

To support this claim, the accused allegedly submitted forged documents, including an FIR copy, inquest report, post-mortem report, and judicial records. The Life Insurance Corporation processed the claim and released the ₹30 lakh on June 27, 2025, which was then deposited into a newly opened account at Bank of Baroda in Prayagraj. The fraud was uncovered when the accused attempted to claim additional benefits, prompting a verification that revealed inconsistencies, such as the non-existence of the reported police station and the actual jurisdiction of the accident.

Investigations further uncovered that the beneficiary had opened the bank account shortly before the claim was settled, and the funds were quickly transferred to multiple accounts, leaving only ₹639 remaining. The police have registered a case under relevant sections for fraud, forgery, and criminal conspiracy, and a probe is ongoing to trace the accused and their financial trail.