Axis Bank, a major private sector bank in India, reported a 0.64% decline in standalone net profit, amounting to ₹7,071.31 crore for the fourth quarter of FY26, down from ₹7,117.50 crore in the same period last year. Despite this slight dip, the bank's total income rose by 1.90% to ₹38,746.64 crore. The bank's net interest income (NII) increased by 5% year-on-year, reaching ₹14,457 crore, with a Net Interest Margin (NIM) of 3.62%. Notably, the bank's advances grew significantly by 19%, with retail loans increasing by 8%, accounting for 55% of net advances. The Gross Non-Performing Assets (NPA) ratio improved to 1.23%, while the Net NPA ratio stood at 0.37% as of March 31, 2026.

In response to macroeconomic uncertainties, Axis Bank made a one-time provision of ₹2,001 crore, which the management clarified is precautionary and does not indicate asset quality stress. The bank's total deposits surged by 14% to ₹13,35,834 crore, with CASA deposits constituting 40% of total deposits. Additionally, the bank has recommended a final dividend of ₹1 per equity share for FY26, pending shareholder approval. The shares of Axis Bank ended down 0.25% at ₹1,366.10 on the Bombay Stock Exchange.