Navigating the equity markets in India, especially in 2026, requires a strategic approach to investing. One effective method is the 70:30 rule, where 70% of the portfolio is allocated to 'Core' holdings—established companies with strong fundamentals—while 30% is reserved for 'Tactical' investments that capitalize on emerging trends. Investors should focus on understanding a company's business model, prioritizing those with a competitive edge, or 'moat', to ensure resilience during market fluctuations. Intelligent diversification across various sectors can cushion against industry-specific downturns. Furthermore, investors are encouraged to prioritize 'time-in' the market over 'timing' it, as long-term investments tend to yield better returns than attempting to predict market movements. Finally, maintaining emotional discipline is crucial; viewing market corrections through the lens of business fundamentals rather than short-term price changes can transform setbacks into opportunities. By adhering to these principles, investors can build lasting wealth while navigating market complexities.