IDFC First Bank reported a 5% increase in net profit for the fourth quarter, reaching ₹319 crore compared to ₹304 crore in the same period last year. The bank's provisions significantly decreased to ₹869 crore from ₹1,451 crore, allowing for an improvement in its net interest margin, which rose to 5.95% from 5.76% in the previous quarter. However, the bank's operating profit fell to ₹1,059 crore due to the financial impact of a fraud incident, which resulted in the recognition of the entire fraud amount as an expense. Additionally, the bank faced a ₹274 crore loss from the sale of equity shares in a distressed power company, contributing to a decline in other income. Despite these challenges, total income increased to ₹12,183 crore, up from ₹11,308 crore. The bank's gross advances grew by 20% year-on-year to ₹2.84 lakh crore, while the gross non-performing assets ratio improved, falling by 26 basis points to 1.61%. Total deposits also expanded by 17% to ₹2.95 lakh crore, with the current and savings bank share increasing to 49.8%. The board has proposed a dividend of ₹0.25 per share for FY2626, reflecting a 2.50% yield on the face value of ₹10.