Kreditbee Achieves Unicorn Status with $280 Million Funding Round

Original: Digital lender Kreditbee in unicorn club with $280 million at $1.5 billion valuation

The Economic Times•Apr 8, 20263 min

In a Nutshell

Bengaluru-based digital lender Kreditbee has secured $280 million in funding, elevating its valuation to $1.5 billion and marking its entry into the unicorn club. This funding will support its upcoming public listing and expansion into secured lending products.

Key Points

01Kreditbee raised $280 million, achieving a valuation of $1.5 billion.
02The funding round included $220 million in primary capital and $60 million in secondary capital.
03Kreditbee plans to merge its technology and non-banking financial company (NBFC) entity before its IPO.
04The startup has diversified from unsecured lending to include secured products like loans against property.
05Kreditbee recorded operating revenue of ₹805 crore and a net profit of ₹137 crore for the quarter ending December 2025.

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Full Summary

Kreditbee, a digital lending startup based in Bengaluru, India, has successfully closed a $280 million funding round, propelling its valuation to $1.5 billion and granting it unicorn status. This funding consists of $220 million in primary capital and $60 million in secondary capital. The round was led by Hornbill Capital, MUFG-backed Dragon Funds, and Motilal Oswal Alternates, among others. Co-founder Madhusudan Ekambaram indicated that this funding will support their upcoming public listing, with plans to finalize the merger of their technology and non-banking financial company (NBFC) entity soon. Kreditbee has expanded its offerings from unsecured consumer loans to include secured products such as loans against property and small enterprise lending. The company has reported operating revenue of ₹805 crore and a net profit of ₹137 crore for the quarter ending December 2025, and it aims to leverage internal accruals for future investments in technology and GenAI capabilities.

Key Figures

$280 million

Total funding raised

$1.5 billion

Post-money valuation

₹805 crore

Operating revenue for the quarter ending December 2025

₹137 crore

Net profit for the quarter ending December 2025

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Why It Matters

Kreditbee's growth and upcoming IPO could enhance access to credit for consumers and small businesses in India, potentially leading to more job opportunities and economic activity.

Who is affected

Consumers seeking loans and small businesses looking for financing.

What to know

Potential investors and customers should monitor Kreditbee's IPO developments and consider its offerings.

FAQ

Kreditbee's valuation has reached $1.5 billion after the funding round.

Kreditbee offers unsecured consumer loans as well as secured products like loans against property and small enterprise lending.

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