AU Small Finance Bank Reports 23% YoY Growth in Total Deposits, Shares Rise

Original: AU Small Finance Bank rises as total deposits rise 23% YoY to Rs 1.53 lakh crore in Q4

Business Standard•Apr 6, 20262 min

In a Nutshell

AU Small Finance Bank experienced a 22.8% year-on-year increase in total deposits, reaching ₹1.53 lakh crore as of March 31, 2026. The bank's shares rose by 1.83% following the announcement, reflecting strong growth in both deposits and gross advances.

Key Points

01Total deposits increased by 22.8% YoY to ₹1.53 lakh crore.
02Gross advances rose 25.1% YoY to ₹1.36 lakh crore.
03CASA deposits grew 19.6% YoY to ₹43,360 crore.
04Standalone net profit jumped 26.34% to ₹667.66 crore in Q3 FY26.
05The bank's shares rose 1.83% following the financial report.

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Full Summary

AU Small Finance Bank reported a 22.8% year-on-year increase in total deposits, amounting to ₹1,52,660 crore as of March 31, 2026, compared to ₹1,24,269 crore a year earlier. This growth was complemented by a 10.3% sequential rise from ₹1,38,415 crore as of December 31, 2025. The bank's CASA (Current Account Savings Account) deposits reached ₹43,360 crore, marking a 19.6% YoY increase, although the CASA ratio slightly declined to 28.4%. Gross advances also saw a significant increase, rising 25.1% YoY to ₹1,36,040 crore. The bank's standalone net profit for Q3 FY26 surged by 26.34% to ₹667.66 crore, with total income climbing 15.20% YoY to ₹5,451.26 crore. Following these positive results, AU Small Finance Bank's shares rose by 1.83% to ₹883.95.

Key Figures

₹1.53 lakh crore

Total deposits as of March 31, 2026

25.1%

Year-on-year growth in gross advances

₹667.66 crore

Standalone net profit in Q3 FY26

19.6%

Year-on-year growth in CASA deposits

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Why It Matters

The growth in deposits and advances indicates improved lending capacity, which could lead to more loan availability for consumers and businesses, potentially lowering borrowing costs.

Who is affected

Consumers seeking loans, homebuyers, and small businesses.

What to know

Potential borrowers should consider applying for loans as the bank's growth may lead to competitive interest rates.

FAQ

The growth in deposits can be attributed to increased customer confidence and the bank's expanding range of banking services.

The bank showed significant growth across key metrics, including a 22.8% increase in deposits and a 26.34% rise in net profit compared to the previous year.

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