National E-Governance Services Ltd (NeSL) has introduced real-time access to digital records of defaults (RoDs) for adjudicating authorities involved in insolvency cases. This initiative, part of the 2026 amendments to the Insolvency and Bankruptcy Code (IBC), transforms NeSL from a financial information repository into a legally mandated gateway for all insolvency proceedings. NeSL's managing director, Debajyoti Ray Chaudhuri, emphasized that this change will enhance trust in the insolvency mechanism and expedite the authentication of records. Currently, over 350 financial institutions, including banks, utilize NeSL's data services, which issue alerts at critical stages of the insolvency process. Additionally, NeSL is developing electronic insurance surety bonds (e-ISB) to benefit micro, small, and medium enterprises (MSMEs) by removing collateral requirements. The company's broader vision includes creating a high-trust digital infrastructure that supports efficient transactions and exploring synergies with real estate businesses.