The Reserve Bank of India (RBI) has unveiled its medium-term strategy framework, Utkarsh 2.0, which aims to enhance various aspects of the financial ecosystem. Key pillars of the framework include regulations, customer centricity, and inclusive finance. The RBI plans to simplify regulations and deepen financial markets while prioritizing digitization and innovation. Significant focus will be on improving customer service and financial inclusion, alongside strengthening market infrastructure and pricing transparency, particularly in government securities. The adoption of technology, including artificial intelligence, is expected to be central to these efforts. Additionally, the RBI aims to expand India's global financial footprint by promoting the internationalization of the rupee and enhancing cross-border payment systems like the Unified Payments Interface (UPI). The central bank will periodically monitor progress under this framework, allowing for flexibility to adapt to evolving financial conditions.