Kraken Flexline Launches for ECP-Qualified Users in 40 US States
Kraken Flexline is now available to ECP-qualified US users

Image: Kraken Blog
Kraken Flexline, a fixed-rate crypto-secured loan, is now available to ECP-qualified users in 40 US states and Washington, DC. Users can borrow against their crypto assets with fixed APRs ranging from 7% to 25%, while keeping their collateral on the platform.
- 01Kraken Flexline offers fixed APRs between 7% and 25% for loans secured by crypto assets.
- 02The minimum loan amount is $75,000 USDC equivalent, with a higher minimum of $100,000 in Delaware and Minnesota.
- 03Users can select from 48 crypto assets and 6 fiat currencies as collateral, with loan terms ranging from 2 days to 2 years.
- 04A 0.50% origination fee is charged at the start of the loan, and a loan monitoring dashboard tracks collateral value.
- 05Flexline allows users to maintain their crypto positions while accessing capital for various financial needs.
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Kraken has launched Flexline, a fixed-rate crypto-secured loan available to Eligible Contract Participants (ECP) in 40 US states and Washington, DC. This service allows users to borrow against their crypto holdings without selling them, with fixed APRs ranging from 7% to 25%. The minimum loan amount is $75,000 USDC equivalent, increasing to $100,000 in Delaware and Minnesota. Users can choose from 48 crypto assets and 6 fiat currencies as collateral, with loan terms varying from 2 days to 2 years. A 0.50% origination fee applies at loan initiation. The Flexline service is designed to help users manage capital needs while retaining their crypto investments, offering a loan monitoring dashboard to keep track of collateral value and liquidation thresholds. This structured option is particularly beneficial for those needing working capital without liquidating long-held positions.
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Kraken Flexline provides a new financial tool for ECP-qualified users, enabling them to leverage their crypto assets without selling.
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