As FY27 opens with volatility driven by geopolitical tensions and rising crude oil prices, Nimesh Chandan (Chief Investment Officer, Bajaj Finserv Asset Management Limited) emphasizes the resilience of the Indian economy. He suggests that despite potential short-term earnings cuts, the broader economic and credit cycles are on an upturn. Chandan identifies Financials, Industrials, and Healthcare as key sectors for investment, advocating for a disciplined approach—either investing a lump sum for those who can handle volatility or using staggered plans like Systematic Investment Plans (SIPs). He notes that current market corrections have aligned valuations closer to fair levels, making it an opportune time for long-term investors. Chandan also highlights that investors should remain focused on fundamentals and avoid panic during market fluctuations. He expresses optimism about the recovery of Foreign Portfolio Investments (FPIs) once geopolitical tensions stabilize and crude oil prices moderate. Overall, he encourages a three-year investment horizon to navigate the current market landscape.