Punjab National Bank (PNB) reported a net profit of ₹5,225 crore for the fourth quarter of FY26, reflecting a 14% year-on-year increase from ₹4,567 crore in the same quarter last year. However, the bank's net interest income (NII) fell by 4% to ₹10,380 crore compared to ₹10,757 crore a year earlier. The asset quality showed improvement, with gross non-performing assets (NPAs) decreasing to 2.95% from 3.19% in the previous quarter, and net NPAs down to 0.29% from 0.32%. Provisions for the quarter were ₹424 crore, lower than ₹1,150 crore in the previous quarter but higher than ₹360 crore reported a year ago. The bank also announced a dividend of ₹3 per equity share, subject to shareholder approval at the upcoming Annual General Meeting. PNB's global business increased by 11% to ₹29.72 lakh crore, with domestic business growing nearly 10% to ₹28.45 lakh crore. Global deposits rose by 9.25% year-on-year to ₹17.11 lakh crore, while advances increased by 13% to ₹12.61 lakh crore. The CASA ratio improved to 73.7% from 71.28% in the previous year.