The West Bengal government, led by Chief Minister Suvendhu Adhikari, has re-implemented the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), which provides senior citizens aged 70 and above with ₹5 lakh (approximately $6,000 USD) in annual cashless health insurance. This initiative aims to ensure that health crises do not financially burden families, recognizing the universal challenges faced by the elderly. The scheme covers a variety of medical expenses, including initial consultations, diagnostic tests, and room charges for both intensive and non-intensive care. Excluded from coverage are outpatient expenses, cosmetic surgeries, and elective treatments. The eligibility criteria allow all senior citizens, regardless of income or existing insurance, to apply online or through Common Service Centres (CSCs). Required documents include age proof, identity proof, and proof of address. The application process is straightforward, involving verification through the Ayushman app or the PM-JAY portal, and aims to streamline access to healthcare for vulnerable populations.