Despite strong public opposition from former President Donald Trump against a Central Bank Digital Currency (CBDC), Timothy Massad, the former chair of the Commodity Futures Trading Commission (CFTC), believes that the U.S. will inevitably adopt such a currency. Speaking at the Digital Money Summit 2026 in London, Massad noted that U.S. officials are already exploring CBDC infrastructure, including participation in the Bank for International Settlements’ Project Agora, which involves collaboration among several central banks. While the Federal Reserve's Mark Gould stated that a digital dollar is not currently within their remit, he acknowledged that the responsibility would eventually fall to the Fed. Trump's commitment to banning a CBDC during his campaign reflects the ongoing political resistance to this financial innovation. However, Massad argued that international trends in tokenization and stablecoins will compel the U.S. to create a government-backed digital currency to remain competitive, despite the sensitive nature of the topic in Washington. The discussion around CBDCs continues to evolve, with bipartisan efforts in Congress attempting to limit the Federal Reserve's ability to issue a digital dollar.