Bangkok Bank (BBL), Thailand's largest lender by total assets, is maintaining a loan growth target of 2-3% by 2026 despite ongoing global economic challenges. President Chartsiri Sophonpanich stated that Brent crude oil prices are expected to remain high at around $80 per barrel, affecting operational costs for local firms. BBL plans to assist businesses in managing these costs while focusing on transitioning to renewable energy. The bank's strategy includes supporting clients' liquidity needs in the short term, emphasizing cost control in the medium term, and enhancing operational efficiency in the long term. BBL is also targeting new S-curve industries such as semiconductors, data centers, and electric vehicles to boost Thailand's economy. Despite rising non-performing loans, BBL expects its net interest margin (NIM) to remain stable between 2.4-2.5% this year, as the central bank maintains its policy rate at 1%. The bank aims to comply with upcoming fee standardization regulations while continuing to seek new opportunities in a changing environment.