According to The Kobeissi Letter, American birth rates have significantly declined, dropping nearly 30% since the 2008 Financial Crisis, while financial markets continue to reach record highs. This trend illustrates a stark economic divide, where only asset owners can afford the current economy. The commentary highlighted that the divergence between the S&P 500 and U.S. birth rates is unprecedented. Economic stimulus measures following the 2008 and 2020 recessions have intensified wealth concentration, particularly benefiting wealthier households. Data indicates that the real wealth of the top 0.001% of U.S. households has surged approximately 3,500% since 1976, in stark contrast to the 200% growth for the average household. Affordability concerns are also rising, with a JD Power report revealing that 62% of Americans have delayed major purchases due to increasing costs, while 69% are deemed financially unhealthy. Many expect inflation and living expenses to keep rising, further stressing the economic landscape.