IDBI Bank reported a 5% year-on-year decline in net profit for the January-March quarter of FY26, amounting to ₹1,943 crore, down from ₹2,051 crore in the same quarter last year. This decline was largely attributed to a 22% drop in non-interest income, which fell to ₹1,611 crore due to reduced profits from investment sales. However, the bank's net interest income saw a 17% increase, reaching ₹3,851 crore. The net interest margin improved to 4.15%, up from 4% in Q4 FY25. The bank's deposits rose by 12% to ₹3.47 trillion, while net advances increased by 16% to ₹2.54 trillion. The asset quality also showed improvement, with the gross non-performing assets (GNPA) ratio decreasing to 2.32%, compared to 2.57% in the previous quarter and 2.98% a year ago. The capital position strengthened, with the capital adequacy ratio (CRAR) improving to 26.65% from 25.05% the previous year.