In his keynote address at the 25th FIMMDA-PDAI Annual Conference, Sanjay Malhotra, Governor of the Reserve Bank of India, emphasized India's economic resilience in the face of global challenges. He noted that since the pandemic, India has consistently ranked among the fastest-growing major economies, achieving an average growth rate of 8.2% from 2021 to 2025. For the fiscal year 2025-26, growth is estimated at 7.6%, with a projection of 6.9% for 2026-27. Strong domestic demand, bolstered by robust consumption and public investment, has been pivotal in this growth. The government's focus on capital expenditure has effectively encouraged private investment, enhancing productive capacity. Furthermore, the flexible inflation targeting (FIT) regime has helped maintain inflation within the target range, providing a credible framework for managing inflation expectations. Malhotra also highlighted significant improvements in the banking and non-banking financial company (NBFC) sectors, with strengthened balance sheets and better asset quality. Corporate earnings have also shown resilience, with increased fund mobilization through public markets, particularly in corporate bond markets, indicating a diversification of financing channels beyond traditional bank credit.