In a significant ruling, the Bombay High Court declared that time restrictions imposed on filing insurance claims are void, thereby ordering the United India Insurance Company Ltd to process health insurance claims totaling ₹1.13 lakh for a Mumbai resident, CP Ravindranath Menon, and his wife. The insurance company had initially rejected the claims, stating they were submitted beyond the stipulated 90-day period following hospitalization. However, the court, led by Justices Bharati Dangre and Manjusha Deshpande, determined that such policy terms violate section 28(b) of the Indian Contract Act, which states that agreements extinguishing rights due to the expiration of a specified period are void. The court emphasized that restrictions preventing insured individuals from claiming benefits they are entitled to cannot be upheld, thus reinforcing the rights of policyholders against unreasonable time limits. This ruling aligns with a precedent set by the Supreme Court in 2022, which similarly found time restrictions on claims to be contrary to the law.