Shivank Goel, a 25-year-old product manager from Gurgaon, India, has gained attention on social media after sharing a detailed breakdown of his ₹90,000 monthly expenses. His fixed costs include ₹18,000 for rent of a 2BHK apartment, ₹2,000 for house help, and ₹1,000 for electricity. Digital essentials like Wi-Fi and phone bills add up to about ₹3,000 per month. Notably, his workplace covers his commute and weekday meals, allowing him to allocate ₹5,000 for groceries and supplements. Goel also prioritizes savings, setting aside ₹20,000 monthly for Systematic Investment Plans (SIPs). However, discretionary spending, including a single trip costing ₹30,000 and ₹10,000 for miscellaneous purchases, significantly contributes to his overall expenses. His candid post has sparked discussions on the financial realities faced by young professionals in urban India, highlighting the balance between spending and saving in a challenging economic landscape.