Purchasing international travel insurance is crucial for travelers flying out of India, as the right policy can significantly impact your financial security abroad. It's essential to prioritize medical coverage, as hospitalization costs can escalate quickly, especially in countries like the United States and parts of Europe. Many low-cost policies may advertise high medical coverage limits but often include sub-limits that can exhaust quickly, leaving travelers vulnerable. Additionally, policies should cover emergency medical evacuation and cashless treatment to avoid upfront payments. Travelers should also be cautious about pre-existing conditions, as many policies either exclude them or offer limited coverage. When considering insurance options, it's important to evaluate the duration and geography of your trips, as multi-trip policies can be more beneficial for frequent travelers. Lastly, relying solely on credit card insurance is a common mistake; these policies often have restrictions and may not provide adequate coverage for high-cost destinations. Ultimately, selecting the right travel insurance involves balancing cost with meaningful coverage to ensure peace of mind while traveling.